Home loans are major investments, which explains why so many lenders have strict criteria for applicants to satisfy before approval can be granted. For those applicants with a bad credit history, it is possible to avail of home loans with bad credit that, while having high rates and poor terms, are willingly taken up because a better deal is thought impossible to come by.
However, better deals are available if an applicant knows where to look for them. What is more, getting a loan approved despite bad credit is much more possible if the right approach is made. This may mean properly preparing or simply being patient in the search for the right lender.
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