There was a time when the stigma of bad credit was so severe that individuals would do their utmost to hide the fact. It was the demands of the times, more than anything else, but the modern attitude is more proactive. Low credit scores can be improved and, with this in mind, it is not impossible to get approvals on personal loans with bad credit.
In fact, the reality of bad credit has hit home with millions of Americans over the past three years, with the credit crisis and economic downturn contributing to a fall in credit scores amongst even the most responsible borrowers. And since the motivation is there to improve ratings, and climb back to a strong borrowing position, getting loan approval despite poor credit is easier than many would think.
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