There are few things more frustrating than needing a car but having trouble qualifying for a loan due to a bad credit score. And yet, this problem has become an all-too-common one for responsible, upstanding people everywhere.
Currently, the financial world places a huge emphasis on a person's credit score when deciding whether to extend them a loan. While this has been the case for at least a few decades, recent financial woes such as bank bailouts and "underwater" homes has made lenders more skittish than ever.
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