A lot of things peg on your credit rating. Your credit rating is like your financial scorecard - this is what tells the world how steady you are on your own two feet and how much you can be entrusted with finance. That's why, when your credit rating goes bad, the whole applecart gets upset.
What are the things that can make your credit rating from good to bad? Here's a list:
Not being able to make your mortgage and other loan payments in time Not being able to make your utility payments in time Borrowing a lot of credit Losing a job A bankruptcy or a foreclosure
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