Bad credit should not keep you from attending a college or a university. Finding a student loan may be easier if a student has a gold-plated credit score, but funding for students with bad credit is possible. For instance, you could apply for the most popular U.S. Department of Education Loan. Called a Stafford Loan, the qualifications assume that most students will be going to college right after having been graduated from high school.
Most Students Just Do Not Have a Credit Rating
That being true, most students would not have had a chance to establish any credit to determine a rating. So, those loans do not even consider credit scores when factoring approvals. A similar rule holds for Perkins Loans. These are federal loans set aside for the neediest college students. In fact, the only reason either of these loans would be denied to a student is if that student defaulted on a federally funded student loan previously.
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