Historically, anyone who wanted to borrow money to buy a home had to have good credit. Lenders, wary of the risks posed by bad credit borrowers, would not even consider an application for a mortgage loan. However, times have changed and now it is possible to get a mortgage loan with bad credit. There are still penalties, however, and any borrower considering such a loan should be armed with information before beginning the loan search process.
Why Debt Is More Important than Credit Score
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