Earlier in the last decade, it was fairly easy to land a home loan, even if you had bad credit and no cash to put down. Then the housing bubble burst, sending the economy into a tailspin. Now lenders are far more cautious and have raised their borrower qualification benchmarks. Nowadays you often need 20-25% cash down to even have a lender take a look at you. But, home loans for those with bad credit do exist and are a good option for folks with bad credit histories.
Understanding Bad Credit
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