Do you have bad credit? It's not the end of the world. If you look closely enough, many auto loan companies can get you the financing you need, and in the process, help you make your credit rating better. There are bad credit auto loans available for you regardless of your history. Here's a guide to getting one.
First, compare interest rates. Some opportunistic companies may take advantage of your bad credit history by imposing ridiculous interest rates and stifling payment terms. Don't let them abuse you. Interest rates of 10 percent are decent - anything more is just wrong. Beware! Some companies will charge as much as 20 percent or more. The key to landing a better rate is to shop around. There are plenty of reasonable lending companies out there. Never sign up for the first offer. Take time to shop around and see which company is willing to bend over backwards to get your business.
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