The average American homeowner refinances their mortgage every four years. Why not just get a mortgage and stick with it like your parents did you ask? Homeowners are finding that as their financial situations change due to higher incomes and better credit, doors are opening to them that may have been closed before. This is especially true for homeowners with poor credit. Here is how you can use your mortgage to rebuild credit, consolidate debt, and get yourself back on track with your finances.
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