It is understandable if a person with a low credit score were to think that their dream of owning their own home was practically gone. It is often difficult enough to get the mortgage necessary to buy the desired house or apartment, so a poor credit history is surely set to make it impossible. But, in fact, with a mortgage loan with bad credit, the ability to buy is still there.
The fact that the world has been struggling through global recession for the past few years, means that getting any kind of loan is not a cut and dried certainty. However, as with everything else, if the correct criteria is met then getting even mortgage loans approved despite bad credit is not out of the question.
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