Bad credit mortgages are for people having a problem getting a loan or a mortgage to purchase property due to poor credit issues such as a credit record blemished with frequent late payments, inability to pay off debts on time, bankruptcy, court judgments, criminal cases etc.
Bad credit mortgages are also known as sub-prime mortgages, adverse credit mortgages, or non-status mortgages and are intended for people who are not able to qualify for traditional mortgages.
This type of mortgage is becoming common in today's market and many of the mortgage Lenders are now offering very competitive mortgage products to cater for this competitive market.
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