Going to college should not be inhibited by bad credit. True, finding a student loan with reasonable interest rates is a lot easier with a good credit history, but getting a bad credit student loan is well within the realm of possibility. Having no credit history is tantamount to having a bad credit history.
For instance, assuming that most students will be graduated from high school and proceed directly to college, The Stafford loan is the most popular loan from the U.S. Department of Education. It assumes that an applicant, having followed that immediate course, will have no credit rating whatsoever, so it is not even a factor. A Perkins Loan, allocated for the neediest of students, makes the same assumption.
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