Cost of a Bad Credit Rating
Folks with poor credit ratings can expect to pay as much as five times more in interest payments and fees over a life-time as compared to those with good credit ratings. When you think of all the things of modern life that are affected by credit ratings in one way or another, that is easy to understand:
- Mortgage or home loans (mortgages for those with bad credit)
- Small business loans
- Personal loans
- Vacation finance loans
- Telephone and cell phone agreements
- Cable and satellite TV
- Prospective employment
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